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Insure your LVED Ones Term Life

As the sole breadwinner of the family, if something unfortunate were to happen to you, it could financially jeopardise your entire family. Term life insurance can protect your family against such unforeseen circumstances and provide them with financial stability. We live a fast-paced life involving a lot of risks. A good term life insurance policy ourselves guarantees the well-being and financial stability of our families at all times.

Term Life Insurance

What are the benefits of getting term life insurance?

Term life insurance offers financial coverage to the policyholder and their beneficiaries for a specified time period. The top benefits include :

  • It safeguards you and your family against financial liabilities such as a mortgage or a loan
  • It provides financial security to your family, the designated beneficiaries, in case of your untimely death
  • It offers financial security in case of loss of income due to disability or critical illness
  • It offers tax benefits under section 80/c of the Income Tax Act and tax-free income on paying the maturity claim
How to determine your term life insurance coverage needs?

Buying term life insurance online can be overwhelming if you don’t know what to look for. That’s why you should always compare the various policies available based on not just the costs, but on what you truly need. Here are some key factors you should consider while making

term life insurance comparisons -

  • Maximum maturity
  • Minimum sum assured
  • Coverage inclusions, exclusions and add-ons
  • Insurance premium
  • The insurance provider’s reputation and credibility
  • Consumer track record, complaints, reviews and feedback
  • The claims process and the claim settlement ratio of the insurance provider

Manually comparing each of these factors can be tedious and time-consuming, especially if you’re buying term life insurance online for the first time. That’s why Insure Efficient can help. Ours is a comprehensive platform where you can quickly find all the necessary information in one place and easily compare different policies from the best term life insurance providers in India for free.