A travel insurance covers everything that can go wrong when you are on a trip. The reimbursement process is simple and similar to other insurance policies. Here are five things that an international or domestic travel insurance online covers:

• Emergency evacuation - if the place you are visiting is under terrorist attack and you have to evacuate to a safe area, the insurance company will pay for your expenses.
• Lost baggage or theft - the insurance also protects you from passport theft and arranges a temporary passport for you to come back home.
• Delayed flight - it covers both delayed and cancelled flights. You will get the money you paid for the flight, in case of cancellation.
• Trip cancellation - if you happen to cancel the trip because of a family emergency, sickness, or unrest in the region or country you are travelling to, the insurance company will pay the entire cost.
• Medical emergency - medical costs in developed countries is extremely high and something not everyone can afford. However, with a travel insurance, you don’t have to worry about it because all medical costs are covered.

You issue a claim and provide the correct documentation for it. The documents can be anything including medical bills, lost baggage receipts, or a statement from the airline company. After the insurance company accepts your claim, you will receive the pre-decided amount.

Visit Insurance Efficient today to check the insurance using our travel insurance premium calculator for your upcoming trip. You will get all information about different travel insurance policies. Compare them and find the best one for you.